Allen Hamric

About Allen Hamric

Transforming Card Fraud Detection Through Strategic Innovation & Data-Driven LeadershipI architect industry-leading fraud detection and analytics strategies that balance risk mitigation with operational efficiency and customer experience—helping organizations stay ahead of evolving payment fraud threats.Over 17 years, I\'ve built expertise at the intersection of fraud strategy, advanced analytics, and emerging technology, leading teams that deliver measurable impact across card payments, digital authentication, and financial crime prevention.Key Impact:> Reduced card fraud losses 45% through machine learning and advanced analytics> Established Financial Crimes Data & Model Governance function, aligning fraud controls with enterprise risk frameworks and resolving regulatory findings> Led strategy design and implementation for advanced fraud controls including 3DS, tokenization, and automated two-way alert systems> Scaled and led five fraud analytics teams (40+ analysts) across Card, Digital Authentication, and Model GovernanceI\'m passionate about shaping the future of fraud prevention—developing innovative detection methodologies, advancing industry standards, and leveraging AI/ML to solve complex fraud challenges at scale.Interested in connecting with leaders driving innovation in card fraud strategy and payment security.Let\'s connect if you\'re tackling cutting-edge fraud prevention challenges.

Experience

1. SVP, Financial Crimes Unit Data & Analytics Sr Manager

   Regions Bank

   Jun 2021 — Present · Hoover, AL, US

   In my current role at Regions Bank, I have lead specialized fraud analytics teams, overseeing fraud strategies across teams including Cards, Origination, Deposit & Check, Digital Authentication, and Model Governance. I drive enterprise-wide fraud prevention initiatives, partnering with senior leadership to implement cutting-edge financial crime strategies. Under my leadership, we achieved a 45% reduction in card fraud losses and a $4.4M YoY reduction in debit card fraud losses, despite a $1B increase in spending.I spearheaded the development of a Data & Model Governance function, enhancing fraud model risk management and aligning our approach with enterprise risk frameworks. My team successfully implemented an enterprise-wide fraud model monitoring program, resolving a key regulatory finding within six months. Additionally, I played a key role in deploying next-gen fraud controls, including real-time APIs, machine learning-based alerting, and two-way fraud communication strategies, which significantly reduced fraud losses and improved customer engagement.

Education

• The University of Texas at Austin

  Executive Education, BBVA Compass School of Management

  2017 — 2017

• The University of Alabama

  Master of Business Administration - MBA, Business Analytics

  2006 — 2008

• The University of Alabama

  Bachelor of Business Administration - BBA, Marketing

  2000 — 2004

Skills

• Sql
• Predictive Modeling
• Forecasting
• Powerpoint
• Microsoft Excel
• Financial Analysis
• Credit
• Sas Programming
• Data Analysis
• Analysis
• Consumer Lending
• Portfolio Management
• Loans
• Analytics
• Relational Databases
• Excel
• Tm1
• Financial Services
• Strategy
• Credit Card Fraud
• Microsoft Office
• Management
• Problem Solving
• Credit Risk
• Access
• Commercial Lending
• Retail Banking
• Process Improvement
• Risk Analytics
• Credit Analysis
• Banking
• Risk Management
• Credit Cards
• Financial Risk
• Sas