Ali Haider

Experience

1. Credit Operations

   ICICI Bank

   Mar 2023 — Present · Prayagraj, IN

   Manage loan origination, disbursement, and related activities for Retail Asset Products, including Home Loans, Auto Loans (New and Used), Personal Loans, Fixed Deposits (FD), Business Installment Loans (BIL), and Commercial Vehicles.• Ensure adherence to ICICI Bank\'s loan procedures, regulatory requirements, and control methodologies.• Log applications and scan them into the respective systems for credit appraisal.• Maintain various Management Information Systems (MIS) reports, such as daily updates on logins and disbursements, and share them with business teams.• Monitor turnaround times (TAT) for loan logins and disbursements.• Oversee housekeeping tasks for asset disbursement, including Post-Disbursement Documents (PDD) updates and dispatching physical files to the Records and Operations Processing System (ROPS).• Ensure the proper destruction of files and PDDs in compliance with bank policies.• Process daily transactions promptly and accurately.• Engage in brainstorming sessions to identify process efficiencies and productivity improvements.• Maintain a strong sense of control by ensuring that any deviations in processing are addressed through appropriate approvals or proper documentation.• Implement agreed-upon control processes and procedures to identify and mitigate risks within the area of responsibility, aiming for zero operational errors.