Ali Bavand
Senior Commercial Credit Analyst @TFG Financial
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WORK HISTORY
Senior Commercial Credit Analyst @TFG Financial
Vancouver, BC, CA
Lead underwriting for diverse commercial loan portfolios, including high-value and complex transactions across multiple industries. • Conduct in-depth financial statement and cash flow analysis to evaluate borrower risk, creditworthiness, and repayment capacity. • Structure loan terms, collateral packages, and pricing strategies tailored to client needs while safeguarding organizational profitability. • Collaborate closely with business development teams, relationship managers, and senior leadership to ensure credit solutions align with corporate strategy. • Prepare comprehensive credit memorandums and present findings to credit committees for approval. • Provide mentorship and guidance to junior analysts, promoting accuracy and consistency in underwriting practices. • Recognized for improving underwriting turnaround time while maintaining a high standard of accuracy and compliance.
EDUCATION
Justice Institute of British Columbia
Certificate
Canadian Securities Institute
Certificate
SKILLS
ABOUT ALI BAVAND
I am a results-oriented Senior Credit Analyst with over a decade of experience in the financial services sector, specializing in commercial lending, personal lending, credit underwriting, and risk assessment. Skilled at evaluating financial statements, structuring loan/lease solutions, and delivering actionable insights that balance risk and growth.Known for analytical precision, clear communication, and relationship-building, I thrive in fast-paced environments where accurate decisions and strong client service are essential.
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