Albi S. John
Credit Specialist - Underwriting Services - Underwriting GSC @ HSBC
- Role
- Credit Specialist at 汇丰
- Location
- Hyderabad, IN
- LinkedIn followers
- 500 followers
About Albi S. John
Experienced Credit Manager with expertise in risk assessment and regulatory compliance in…
Experience
Credit Specialist
Oct 2024 — Present · Hyderabad, IN
Perform end-to-end underwriting for loans, credit cards, and overdraft facilities for UK clients.Assess credit risk, make informed decisions on new applications, and limit increase requests.Conduct outbound calls to customers for deeper insights and deliver decisions aligned with their financial circumstances.Assist customers facing financial hardship by providing appropriate bank support and tailored solutions.Ensure all underwriting decisions comply with UK credit policies, regulatory standards, and internal guidelines.Collaborate closely with internal teams and UK stakeholders to ensure efficient and accurate credit processing.Contribute to continuous improvement in underwriting processes and risk assessment frameworks.
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