Alan Lucas

Head of Research & Innovation @4most

Halifax, GB
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jan 2019 — Present

Head of Research & Innovation @4most

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EDUCATION

1970 — 1973

The University of Manchester

BSC Hons 2.1, Mathematics

SKILLS

CreditFinancial AnalysisBasel IiiRisk AnalysisRetail BankingBankingForecastingRisk ManagementFraudStress TestingOperational RiskRisk ModelingPredictive ModelingSasEconomic CapitalData MiningBasel IiFinancial ServicesCredit CardsFinancial RiskAnalyticsLgdCredit ScoringCredit RiskPredictive AnalyticsCapital ManagementMarket RiskStatistical ModelingREnterprise Risk ManagementSegmentationFinance

ABOUT ALAN LUCAS

Alan has over 25 years experience in the area of credit risk management. He has in depth knowledge and experience of the credit risk regulatory framework. He is a recognised expert in the fields of statistical model development, and the innovative use of data and statistical methods to solve business modelling problems.Publications include:A chapter on “Updating Scorecards” in the “Credit Scoring and Credit Control - 1984” conference proceedings that was published as a book.\"Statistical Challenges in Card Issuing” published in the journal “Applied Stochastic Models in Business and Industry”.A joint paper “Bayesian Networks Applied to Credit Scoring” by R. Fung, R. Oliver & A. Lucas published by the I.M.A.(Institute of Mathematics and its Applications);(R. Oliver is the chairman of Fair Isaac).A paper on Small Sample Scoring in \"Readings in Credit Scoring - Foundations, Development and Aims\"(Thomas, Edelman and Crook)Specialties: Problem SolvingStatistical ModellingCredit Risk Modelling

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Alan Lucas — Head of Research & Innovation at 4most in Halifax, GB | Unifers