Akriti Agarwal

About Akriti Agarwal

Currently serving as a Manager – Fraud Monitoring at ICICI Bank, I analyze high-volume financial and transactional datasets across branches to detect anomalies, identify control gaps, and strengthen fraud-prevention frameworks. I design and implement risk triggers, monitoring workflows, and system-led controls that enhance early fraud detection and ensure regulatory compliance.With hands-on experience collaborating with cross-functional teams in risk, operations, finance, and IT, I translate complex data patterns into actionable insights that improve process efficiency and strengthen overall risk governance.I pursued an MBA in Finance at T.A. Pai Management Institute (TAPMI), backed by a strong academic foundation in Mathematics from the University of Delhi. My analytical background enables me to approach problems with both quantitative rigor and business perspective.Driven by a passion for data-driven decision-making, I have developed capabilities in financial data analysis, risk analytics, fraud detection, and credit analysis, along with practical experience in Python, SQL, Power BI, Tableau, and Excel. I enjoy working with large datasets, building dashboards, automating reporting, and uncovering insights that support strategic and operational outcomes.I am now looking to leverage my experience in Data Analytics, Business Analytics, Risk Analytics, Fraud Analytics, or Data Science, where I can apply my analytical skills, domain expertise, and problem-solving mindset to deliver high-impact insights.

Experience

1. Manager

   ICICI Bank

   Jun 2025 — Present · Mumbai, IN

   At ICICI Bank, I work in fraud monitoring across thousands of branches, designing risk frameworks and reengineering workflows that have not only recovered significant value but also reshaped how fraud is detected and prevented.Key Responsibilities:•Spearhead fraud monitoring across thousands of branches, designing frameworks and reengineering workflows to enhance detection, prevent losses, and recover value.•Analyze transaction data across intermediary and mirror accounts, swiftly identifying anomalies, control weaknesses, and suspected fraud for escalation.•Collaborate cross-functionally with operations, risk, compliance, and IT to strengthen controls, enhance system detection capabilities, and ensure regulatory compliance.•Conduct branch audits, cash verifications, and trend analyses, driving process improvements and timely resolution of irregularities.•Prepare regulatory reports and ensure alignment with RBI mandates and evolving fraud prevention standards.

Education

• T A Pai Management Institute, Manipal

  Master of Business Administration - MBA

• Delhi University

  Master of Science - MS, Mathematics

  2019 — 2021

• Delhi University

  Bachelor of Science - BS, Computational and Applied Mathematics