Akhilesh Kumar Singh
Dy.Manager : RM - Working capital/RBG[HDFC BANK] ||Ex -Horticulturist [NHAI] || Self Proclaimed Writer ||
- Role
- Relationship Manager at HDFC Bank
- Location
- Lucknow, UP, IN
- LinkedIn followers
- 500 followers
Experience
Relationship Manager
Jul 2023 — Present · Gonda, IN
To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc.•Work closely with Branch Banking teams for new customer addition.•To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies.•To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.•Focus to continually increase the Book size and profitability of the assigned portfolio.•To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships •Research and evaluate clients’ creditworthiness•Create credit scoring models to predict risks•Negotiate loan terms with clients.•Monitor payments.•Maintain records of loan applications.•Follow up with clients to manage debt settlements and loan renewals.•Ensure all lending procedures comply with regulations.•Develop, review and update our company’s credit policies.•Ensure banking targets are met with of focus on defined income objectives.•Research and evaluate clients’ creditworthiness•Create credit scoring models to predict risks•Approve or reject loan requests, based on credibility and potential revenues and losses Calculate.•Negotiate loan terms with clients.•Monitor payments.•Maintain records of loan applications.•Follow up with clients to manage debt settlements and loan renewals.•Ensure all lending procedures comply with regulations.•Develop, review and update our company’s credit policies.•Ensure banking targets are met with of focus on defined income objectives.•Ensure base penetration is done with all relevant products.Ensure banking targets are met with of focus on defined income objectives.
Education
Chandra Shekhar Azad University Of Agriculture & Technology University in Kanpur, Uttar Pradesh
B.sc(hon's)forestry
2016 — 2020
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