Akhil Gupta

About Akhil Gupta

Have around a total of 10 years of professional industry experience in financial, valuation, analytical & consulting role. Experience in Model validation, Bond Valuation, IPV, Credit risk, financial modelling, portfolio management, weekly/monthly reporting. Working experience in bond pricing, valuation of European bonds, Tracking the movement of Fixed income market. Working knowledge of capital market, equity, derivatives, modeling, valuation, project management. Experience in ad-hoc reporting, understanding client’s requirements, delivery management, business modeling. Demonstrated skills in assisting management in the formulation of new initiatives & overall strategic business plans. Experience of 2 years in operations department in Retail Banking and to regulate the process as per due diligence. Operational experience of almost 5 years with a rich experience in credit risk, Market risk and operational risk.

Experience

1. Associate

   TIAA

   Oct 2020 — Present · Mumbai, IN

   Working as Associate in Finance control(Bank Controllership) division of TIAA Bank.Roles and responsibilities: Responsible for the analysis of Residential portfolio and Commercial Real Estate(CRE) portfolio of the Bank. Preparing (Allowance for loan and lease losses) model calculations including the qualitative and quantitative reserves and analysis for residential and HELOC loans on a quarterly basis and preparing the journal entries. Maintaining the Bank’s allowance for loan and lease losses commensurate with the risk of the portfolio while adhering to the regulatory standards. Responsible for Forbearance analysis for residential loans adhering to CARES Act. Performing Model validation and Model tie-outs of Bank’s models to produce estimates and behaviors of credit risk for purpose of estimation of loss severity, delinquency, Forbearance, Liquidity, Bank reserves estimation and validating the model output results. Responsible for preparing reconciliations of model balances and loan attributes, including investigation and resolution of various reconciling differences. Calculating and analysing the Bank’s Derivative, Swaps and hedge effectiveness for hedging against Residential mortgage loans. Assist and expand upon the process and data automation to enhance process efficiency. Obtaining and review internal audit reports and enterprise risk management findings to summarize impact on the Performing daily/monthly/quarterly reporting as per process requirements. Preparing key performance indicators through coordination with risk team. Responsible for compiling documentation of CECL project and creating the new process flow of for residential/consumer mortgage division. Maintaining the process efficiency, credit risk and operational risk. Responsible for documenting all key controls for CRE portfolio for audit purposes. Analysing the risk rating changes on monthly basis for CRE portfolio.

Education

• Lovely Professional University

  Master of Business Administration (MBA)

  2010 — 2012

• Sanjivani College of Engineering Kopargaon

  Bachelor of Engineering (B.E.)

  2005 — 2009

Skills

• Microsoft Word
• Relationship Management
• Spss
• Customer Service
• Financial Modeling
• Retail Banking
• Microsoft Excel
• Excel Macros
• Client Relations
• Bond Pricing
• Microsoft Office
• Core Banking
• Portfolio Management
• Business Development
• Wealth Management
• Vba
• Team Management
• Fixed Income Analysis
• Valuation
• Ncfm Certified