Akash Bafna
MSME Lending Strategy | Digital & Structured Credit | Risk Transformation | ESG-Driven Finance | Fintech & NBFC Partnerships | Portfolio Advisor | Leadership Coach
- Role
- Head of Lending at Spice Money
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Akash Bafna
With over two decades in Banking and Finance, I bring a unique blend of credit risk…
Experience
Head of Lending
May 2025 — Present · IN
Leading the Lending & Credit Business at Spice Money, I am responsible for building and scaling credit offerings for rural MSMEs through innovative, data-driven models. My focus spans product design, underwriting frameworks, NBFC partnerships, and driving disbursal growth via Spice’s Adhikari network. With a strong emphasis on structured risk management and tech-led execution, I aim to unlock financial access for underserved entrepreneurs across Bharat.
Education
L S Raheja College of Commerce & Arts
B Com
1994 — 1997
Institute of Chartered Accountants of India
Chartered Accountant
Jamnalal Bajaj Institute of Management Studies (JBIMS)
Business Consultancy Studies
2004 — 2004
Skills
- Securitization
- Management
- Portfolio Management
- Loans
- Financial Services
- Financial Analysis
- Mortgage Lending
- Corporate Finance
- Credit Analysis
- Operational Risk
- Underwriting
- Financial Risk
- Commercial Banking
- Banking
- Risk Management
- Team Management
- Retail Banking
- Credit
- Credit Risk
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