Akash Palta
Assistant Manager, Hdfc Bank Pvt Ltd @HDFC Bank
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WORK HISTORY
Assistant Manager, Hdfc Bank Pvt Ltd @HDFC Bank
Chandigarh, IN
Acting as a first line of defense for bank (Risk prior) and evaluating financial Information to process the credit card applications. Conducting detailed research on the Income and Obligations Information of Individuals to determine their creditworthiness. Ensure sound lending decisions on Credit Card applications in accordance with the Bank\'s Credit Policies and Guidelines. Reviewing and Verifying of Income statements, other related documents and existing relationship of Customers. Meets turn around deadlines for the loan decision while ensuring service quality standards are met. Took logical and sensible calls on fraud cases, deviation to reduce delinquency, Handled priority requests and complaint cases Effectively contributed in achieving maximum case numbers during “4 Lac Prime Target\" initiative set by business team. Maintained the ratification and exception tracker for the team in order to organize the data in structured manner.Achievements Received \"Silver Star Award\" from HDFC for maintaining least error rate and meeting the targets.
EDUCATION
Mehr Chand Polytechnic College Jalandhar
Diploma
CHANDIGARH UNIVERSITY
Engineer’s Degree
SKILLS
ABOUT AKASH PALTA
A seasoned professional with 8 years of experience in financial industry, Banking and Networking. Expertise in dealing with Credit underwriting, Quality management, Risk Management, Level 2 Escalations, Quality and Compliance, Decision making.
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