Akash K

About Akash K

Highly motivated and dedicated B.Com graduate from the University of Calicut with 3+ years of progressive experience in the retail banking and finance sector.My career has been focused on the demanding and target-driven environment of retail lending. As a Retail Loan Officer at Bajaj Finance (and previously at Kotak Mahindra Bank), I have developed a deep understanding of the full lifecycle of Vehicle Loans and broader Retail Lending products.My core strengths lie in:Relationship Management: Building trust and long-term relationships with clients to drive sales and satisfaction.Retail Lending: Expert knowledge in processing, sanctioning, and managing a portfolio of retail loan products.Target Achievement: A proven track record of consistently meeting and exceeding monthly and quarterly sales goals.

Experience

1. Retail Loan Officer

   Bajaj Finserv

   Jun 2023 — Present · Kozhikode, IN

   Promoted and processed vehicle loan products for two-wheelers.Sourced new customers through dealer visits, leads, and referral networks.Evaluated loan eligibility by verifying customer documents and credit profiles.Coordinated with credit, operations, and disbursement teams for timely loan processing.Ensured accurate documentation and compliance with company and RBI norms.Built and maintained strong relationships with automobile dealers and customers.Met monthly sales and disbursement targets consistently.Provided after-sales support, addressing customer queries and repayment issues.

Education

• University of Calicut

  Bachelor of Commerce - BCom, camputer application

  2018 — 2021