Akash Gaonkar

About Akash Gaonkar

Senior Product Manager with 8+ years of experience driving growth through AI and data-led product strategies. Built a 0→1 partner ecosystem contributing ~₹16K Cr annually and launched AI-driven initiatives like Virtual RM generating ~₹3K Cr. Proven ability to leverage AI for user insights, experimentation, and strategic decision-making, with strong expertise in building scalable platforms, API ecosystems, and high-impact user journeysKey Achievements : Built and scaled a full-stack partner lifecycle platform, enabling seamless onboarding and engagement, grew to MAUs and drove ~₹16K Cr in incremental annual revenue. Launched AI-driven activation initiatives within the partner platform, improving partner login conversion from 9% to 12%, generated ~₹3.6K Cr in incremental annual revenue. Launched an AI-powered reconciliation platform, automating bank document matching to achieve 95%+ accuracy at scale Led integration of loan origination APIs with India’s top 5 partners, enhancing interoperability and reducing lead-to-loan TAT by 60%, contributed ~₹6K Cr to annual topline revenue and established a scalable integration blueprint. Built a real-time payments platform, improving partner experience by reducing payout TAT from 10+ days to real-time, improving partner retention. Implemented a real-time fraud detection platform with 20+ rule sets, reducing detection turnaround from 24 hours to sub-minute, and prevented ~₹200 Cr in fraudulent losses. Built a dynamic Promotions Platform within the Martech stack, enabling cohort-based campaign targeting, contributing to ~Rs. 100 Cr in incremental annual revenue and a marked ARPU uplift.I am passionate about creating products that add significant business value and enhance efficiency. Currently, I am exploring various use cases of how Artificial Intelligence can be implemented in the fintech industry.​Skills: AI Product Integration, AI-driven Personalisation, AI-led Automation, Platform Strategy, Scalable System Design, Modular /Configurable Architecture, User Activation & Retention, Funnel Optimisation, Growth Experimentation, Stakeholder Management, Platform Strategy, API Strategy & Integrations ‍ I am always eager to connect with professionals interested in product innovation and business growth. Feel free to reach out to discuss collaborations or share insights on industry trends. Email ID - a••••••••@gmail.com

Experience

1. Senior Digital Product Manager

   Piramal Finance

   Aug 2022 — Present · Bengaluru, IN

   Working with India’s fastest growing NBFC and led various digital products catering to retail business with AUM of ~Rs 1 Lakh Cr. Growth & AI Areas- Built and scaled a full-stack partner lifecycle platform, enabling seamless onboarding and engagement, grew to MAUs and drove ~₹16K Cr in incremental annual revenue- Led integration of loan origination APIs with India’s top 5 partners, enhancing interoperability and reducing lead-to-loan TAT by 60%, contributed ~₹6K Cr to annual topline revenue and established a scalable integration blueprint- Launched AI-driven activation initiatives within the partner platform, improving partner login conversion from 9% to 12%, generated ~₹3.6K Cr in incremental annual revenue- Launched an AI-powered reconciliation platform, automating bank document matching to achieve 95%+ accuracy at scale- Built a real-time payments platform, improving partner experience by reducing payout TAT from 10+ days to real-time, improving partner retention.Platform Areas- Implemented a real-time fraud detection platform with 20+ rule sets, reducing detection turnaround from 24 hours to sub-minute, and prevented ~₹200 Cr in fraudulent losses- Launched a reconciliation platform within the central ops stack, enabling hands free recon for 30+ Bank accounts, resulting in system Match rate of 95%+- Built a dynamic Promotions Platform within the Martech stack, enabling cohort-based campaign targeting, contributing to ~Rs. 100 Cr in incremental annual revenue and a marked ARPU uplift- Led and Mentored Product Managers across engagement platforms, driving continuous discovery, roadmap alignment, and backlog quality.

Education

• Christ University, Bangalore

  Bachelor of Business Management, Finance, General

  2010 — 2013

• Symbiosis Institute of Business Management, Pune

  Master of Business Administration - MBA, Finance, General

  2017 — 2019

Skills

• Powerpoint
• Microsoft Excel
• Customer Service
• Research
• Microsoft Office
• Windows
• English
• Microsoft Word