Ajo Joseph
Experion Technologies | Payments, Lending & Core Banking Systems | IIBA - ECBA | EX-SIB
- Role
- Senior Lead Business Analyst at Experion Technologies
- Location
- Kochi, KL, IN
- LinkedIn followers
- 500 followers
About Ajo Joseph
Be stubborn on vision but flexible on details.”— Jeff BezosWith over 15+ years professional experience, I possess a deep understanding of banking operations and IT business analysis. My 13-year career in banking provided me with expertise in financial management, client relationship building and operational planning, as well as valuable insights into risk assessment, compliance and financial analysis.In the past two years, I\'ve transitioned into IT business analysis, where I leverage my banking experience to connect technology and business needs. I focus on analyzing business processes, identifying opportunities for technological improvements, and implementing data-driven solutions that enhance operational efficiency.Key strengths :•Business Process Analysis: Evaluating processes and recommending IT solutions to align with business goals.•Stakeholder Collaboration: Building strong relationships with clients and cross-functional teams.•Problem Solving & Innovation: Tackling complex problems with innovative solutions.I am dedicated to using my expertise in banking and IT business analysis to make a significant impact in the financial industry. I am eager to embrace new challenges and expand my knowledge in the evolving world of technology and finance.Email : j••••••••@gmail.com Mobile No : 09•••••••43
Experience
Senior Lead Business Analyst
May 2025 — Present · Kochi, IN
As a Business Analyst, I specialize in bridging business goals with technology solutions to deliver scalable, compliant, and high-impact financial systems. I have worked extensively on Loan Origination Systems (LOS), Apache Fineract core lending platforms, and payment integrations with Zepto (Australia), with working knowledge of NPP (New Payments Platform) Australia.I collaborate with business, product, and technology teams to translate complex operational and regulatory needs into practical digital solutions. My focus is on driving strategic initiatives, improving process efficiency, and enabling seamless customer and financial operations.Key ResponsibilitiesRequirements Gathering & AnalysisPartner with business stakeholders to elicit, document, and validate requirements, ensuring alignment with organizational strategy and translating them into clear, actionable functional specifications for delivery teams.Process Improvement & OptimizationAnalyze current-state processes across lending and payments to identify gaps and improvement opportunities, recommending solutions that enhance performance, reduce operational risk, and improve turnaround time.Project & Delivery ManagementLead initiatives from discovery to implementation, coordinating with cross-functional teams to ensure on-time delivery, scope alignment, and stakeholder transparency throughout the lifecycle.Stakeholder Engagement & CollaborationBuild strong relationships with business users, technology teams, vendors, and external partners to enable effective communication, faster decision-making, and successful outcomes.Solution Design & ImplementationWork closely with IT and integration teams to design and implement solutions across Fineract, LOS, Zepto payment rails, and NPP flows, ensuring system compatibility, regulatory compliance, and user adoption.
Education
Indian Institute of Banking and Finance
Certified Examination in Information Technology Security
Indian Institute of Banking and Finance
Information System Banker
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.