Ajit Singh
Head of Risk Management @ Balancehero India | Underwriting strategy expert
- Role
- Head of Risk Management at Balancehero India
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Ajit Singh
With 22 years of experience in data analytics, including over 13 years in risk…
Experience
Head of Risk Management
Mar 2020 — Present · Gurugram, IN
Underwriting strategy design & developmentBuilding Alternate credit scoring system for decision makingScoring/predictive models’ development, Implementation & Monitoring Logistic regression/XGBOOST models Customer behavioural models Underwriting decision automationDevelopment of portfolio cutoffs Management of approval rate and default rateDesigning risk group selectors Customer segmentation Risk based pricing Income estimation and affordability models Searching, testing and onboarding proven external data sourcesAdding, coaching & motivating the talent to organisationDevelopment and deployment of Fraud detection system (FDS)
Education
Dr. B. R. Ambedkar University, Agra
B.Sc
1996 — 1999
Dr. A.P.J. Abdul Kalam Technical University
MCA
2000 — 2003
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