Ajaya Kar

AVP - Area Collection Manager HDFC Bank Ltd, Raipur

Role: Area Collections Manager, Agri & Priority Sector Lending(Psl) at HDFC Bank
Location: Raipur, CG, IN
LinkedIn followers: 500 followers

About Ajaya Kar

A goal-driven professional with 16+ years of significant and comprehensive experience in collection & recovery, legal recovery, risk management, customer servicing & team management. Exposure to all facets of the trade starting from pre-delinquency management to resolution of stressed assets. Expertise in handling multi-product portfolio of unsecured & secured loans, big ticket & small ticket sizes. Highly conversant with legal recovery tools like Sarfaesi, Arbitration and other tribunals/court proceedings. Verifiable success credentials which improved bottom line performance and optimized organizational efficiency, productivity & profitability.

Experience

Area Collections Manager, Agri & Priority Sector Lending(Psl)
HDFC Bank
Jul 2019 — Present · Raipur, IN
Looking after collection & recovery of Agriculture & Priority Sector Lending. Driving a team of collection managers and external collection agencies. Responsible for risk, process compliance, customer relationship, inter-departmental coordination.

Education

Utkal University
Bachelor's degree

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Ajaya Kar

Experience

Area Collections Manager, Agri & Priority Sector Lending(Psl)

Education

Utkal University

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