Ajay Patidar
Data Scientist | Driving Innovation with GenAI & NLP
- Role
- Risk Analyst at Niro
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Ajay Patidar
Data Scientist specializing in Machine Learning, Generative AI, and NLP, with expertise…
Experience
Risk Analyst
Oct 2024 — Present · Bengaluru, IN
Built ML-driven risk models that improved loan approval accuracy by 30%, reducing default rates by 15%. Processed and analyzed 10M+ customer records using SQL and Python, optimizing lender decision-making. Optimized offer stamping for lenders, increasing approved loan offers by 25% through data-driven insights. Tracked loan performance post-disbursement, identifying high-risk customers early and reducing NPA (Non-Performing Assets) by 10%. Streamlined ETL pipelines, improving data processing efficiency by 40%, allowing real-time risk assessment. Collaborated with 10+ lenders & 20+ partners, ensuring seamless data exchange and risk model alignment
Education
Scaler
Master's degree
2022 — 2024
Chamelidevi Group of Institutions, Gram Umrikheda, Near Toll Naka, Khandwa Road, Indore 452020
Bachelor of Technology - BTech
2018 — 2022
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