Ajay Narayan Yadav

About Ajay Narayan Yadav

Bringing in an overall experience of 8 years, with a dedicated focus of 5+ years in fraud and risk management across diverse domains and industry leaders. At EXL, currently serving as a Fraud Investigator, adept at conducting comprehensive investigations to unearth fraudulent activities across diverse accounts. Proficient in analyzing transactional data, identifying irregularities, and implementing effective countermeasures to mitigate risks and minimize losses. Previously, contributed to Mobikwik, a leading digital wallet and financial services platform. As a Transaction Monitoring Analyst, diligently monitored account activities, detected risk patterns, and identified inconsistencies to preempt fraudulent transactions. Conducted client assessments, screened for blocklist and sanction list matches, assigned risk levels, and generated comprehensive reports to fortify risk management strategies. Prior to Mobikwik, played a pivotal role at SBI Card within the Fraud Prevention department. Specialized in application fraud detection utilizing sophisticated tools like Hunter. Conducted meticulous reviews of deduplication matches, assessed CIBIL details, and executed web checks to bolster fraud detection capabilities. Throughout the tenure, consistently demonstrated a commitment to excellence in fraud risk management, leveraging a diverse skill set to safeguard organizational interests and enhance operational integrity.

Experience

1. Fraud Investigation Consultant

   EXL

   Sep 2023 — Present · Gurugram, IN

   As a Fraud Investigator at a prominent US-based bank, I undertook multifaceted responsibilities aimed at ensuring the integrity and security of financial transactions while safeguarding the interests of customers and the institution. Key aspects of my role included:ACH and Check Returns Investigation: Conducted comprehensive investigations into ACH and check returns, evaluating risks across a spectrum from low to high to mitigate potential fraudulent activities.Risk Assessment and Mitigation: Evaluated risks associated with ACH and check returns by analyzing transactional data and account histories, aiming to proactively mitigate potential fraud threats.Lexus and Nexus Verification: Utilized Lexus Nexus tools proficiently to verify customers\' personal information, ensuring the integrity and accuracy of data inputs.Transaction Pattern Monitoring: Diligently monitored transactional patterns across diverse financial products including savings, checking, investments, credit cards, and personal loans to swiftly identify anomalous activities suggestive of fraudulent behavior.Fraud Identification and Analysis: Employed advanced analytical techniques to discern between legitimate and fraudulent transactions, scrutinizing transaction frequencies, amounts, locations, and other pertinent indicators.UAR Filing Compliance: Filing of Unusual Activity Reports (UARs) for first-party fraud cases surpassing the threshold and third-party fraud cases exceeding the threshold, ensuring adherence to regulatory mandates and internal guidelines.

Education

• Bundelkhand University

  Bachelor of Business Administration - BBA, Business Administration and Management, General

  2010 — 2013

• Bundelkhand University

  Master of Business Administration - MBA, Finance, General, FIRST

  2013 — 2015

• The Army Public School

  MATRIC

  2007 — 2008

• The Army Public School

  INTERMEDIATE

  2009 — 2010