Ajay Kumar Vaishnav

About Ajay Kumar Vaishnav

Cibil and dedupe Checks. Reviewing files before disbursement and providing pendency’s to sale team relatedto them. Doing PD of customer at home andoffice Preparing PD note and recommendation sheet. Reviewing all report before recommending files. Recommending cases in Mifin. Approved the case inMifin. Disbursement initiation after completion offiles OTC and PDD handling Vendor’s handling i.e. legal, technical, FI and FCU providing training to them on timely. Audit queries handling Maintaining Daily Basis Data report All Bank related work like deposition of cash & Cheque Waiver & adjustments settlement for recovered cases Handle customer complaints and take appropriate action to resolve them. Explain to customers the different types of loans and credit options that areavailable. Monitoring on bill delivery, bill validation, refunds, cheque and dishonor, legal notice and credit related complaint resolution industry. Skilled in Branch Operation, CAM, Credit Analysis, Microsoft Office, and Back Office Operations. Strong finance professional graduated from Rajasthan University.

Experience

1. Branch Credit Manager

   Electronica Finance Limited

   Jan 2021 — Present · Jaipur, IN

   Cibil and dedupe Checks. Reviewing files before disbursement and providing pendency’s to sale team relatedto them. Doing PD of customer at home and office Preparing PD note and recommendation sheet. Reviewing all report before recommending. OTC and PDD handling Vendor’s handling i.e. legal, technical, FI and FCU providing training to them on timely. Maintaining Daily Basis Data report Handle customer complaints and take appropriate action to resolve them. Explain to customers the different types of loans and credit options that areavailable.

Education

• Rajasthan University

  Bachelor of Commerce - BCom

  2010 — 2014