Ajay Kumar Nathani
CA | CMA | FP&A | Ujjivan Bank | Ex-BKR |
- Role
- Financial Analyst at Ujjivan Small Finance Bank
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Ajay Kumar Nathani
Our team at Ujjivan Small Finance Bank thrives on precision in analysis, budgeting and…
Experience
Financial Analyst
Aug 2024 — Present · Bengaluru, IN
Designed and implemented a comprehensive budgeting model for the MSME vertical across LAP, Working Capital, and Supply Chain Finance products.Built an end-to-end expense model covering Cost of acquisition (CoA), underwriting costs, collection costs, and service costs to track and control profitability drivers.Developed and automated vertical & branch-level profitability models across products and geographies, enabling real-time comparison with budgets and business targets.Prepared and assisted in high-level presentations for ACB Committee, Board, and other senior management forums, supporting strategic decision-making.Collaborated with FP & A Head and Business Heads on monthly P&L reviews, forecasting, cost analysis, and business KPI tracking to improve financial visibility and control.I am continuously learning, refining my analytical approach, and expanding my understanding of business dynamics to create greater impact.
Education
Institute of Cost Accountants of India
CMA Intermediate , Costing
The Institute of Chartered Accountants of India
Chartered Accountant, Banking, Corporate, Finance, and Securities Law
St Mary's School Ravipadu
High school, Biological and Physical Sciences
Institute of Cost Accountants of India
Cost and management accountant (CMA) , Accounting and Finance
Master Minds Institute
Pre University college, Accounting and Finance
The Institute of Chartered Accountants of India
CA Intermediate, Accounting and Business/Management
2019 — 2023
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