Ajay Kumar
Deputy Credit Manager @AU SMALL FINANCE BANK
Signup · Get unlimited contacts
WORK HISTORY
Deputy Credit Manager @AU SMALL FINANCE BANK
South Delhi, IN
EDUCATION
University of Allahabad
Master of Business Administration - MBA, RD
Kendriya Vidyalaya
Commerce, Accounting
University of Allahabad
Bachelor of Commerce - BCom, Accounting and Finance
ABOUT AJAY KUMAR
I am a result-oriented Credit Professional with over 6 years of experience in credit appraisal, underwriting, and fraud investigation across retail and MSME segments. Skilled in analyzing financial statements, assessing customer profiles, and ensuring compliance with internal credit policies and regulatory norms.My expertise includes risk assessment, CIBIL analysis, portfolio monitoring, and identifying early warning signals to maintain portfolio quality. I also have hands-on experience in advanced Excel (Pivot, VLOOKUP, MIS reporting) and data analysis for credit decision-making.Known for my analytical thinking, decision-making ability, and attention to detail, I aim to contribute to an organization’s growth by ensuring sound credit decisions and risk-free portfolio management.Currently exploring opportunities in Credit, Risk, or Underwriting roles where I can leverage my skills and contribute to organizational excellence.
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.