Ajay Dubey
Associate Vice President - Sme Credit, up @Kotak Mahindra Bank
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WORK HISTORY
Associate Vice President - Sme Credit, up @Kotak Mahindra Bank
Lucknow, IN
Promotion Letter
EDUCATION
Institute of Management Studies, Banaras Hindu University
Master of Business Administration - MBA
ABOUT AJAY DUBEY
As a AVP Credit Analyst at Kotak Mahindra Bank, I am responsible for credit appraisal and underwriting of working capital and term loan exposures for SME and mid-market clients. I have successfully evaluated the financial, business, and management risks of various borrowers, and developed effective credit solutions to meet their needs and mitigate the bank\'s risks. I have a strong background in credit analysis and risk management, with over 6 years of experience in the banking industry. I hold an MBA degree from Institute of Management Studies, Banaras Hindu University, where I learned the fundamentals of finance, accounting, and agribusiness. I started my career with ICICI Bank, where I gained hands-on experience in financial risk analysis, due diligence, and delinquency tracking of dealer funding portfolios. I am passionate about staying up-to-date with the latest industry trends and technologies, and continuously strive to enhance my skills to better serve my clients. With a focus on delivering exceptional customer service and building long-lasting relationships, I am committed to helping businesses achieve their financial goals.
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