Aishwarya M.

Senior Data Analyst @Credit One Bank

US

I work full-time as part of a team of skilled data modelers and analysts specializing in portfolio management within the financial domain.• Developed a comprehensive dashboard for the Risk department that tracked profitability and loss of Spend & Get Rewards, Retention,Reinstatement, and Unwind trends for 15 million customers, improving program profitability by 25% and reducing churn by 8%.• Collaborated with data engineering teams to design and deploy automated ELT pipelines in Snowflake, integrating flat-file, API, and SASdatasets into the enterprise warehouse to support risk and marketing analytics.• Conducted detailed financial analysis using Snowflake, SAS, VBA, and SQL, applying statistical testing to identify customer trends thatimproved engagement strategies by 18% and campaign performance by 15%.• Transitioned analytics workflows from SAS to Snowflake, creating reusable SQL views and datasets that reduced manual prep time by 60%.• Built and optimized Snowflake tables and queries to support near real-time dashboards for risk and marketing teams, improving refresh speedand reliability.• Leveraged Snowflake Streams and Tasks to automate ELT workflows and maintain incremental data loads with minimal downtime.• Collaborated across departments to identify inefficiencies in credit-card promotions, reducing losses by $15M and increasing profitability by20%.• Conducted A/B testing with T-tests to refine target populations and improve offer precision.

Dayananda Sagar College of Engineering, BANGALORE

Bachelor of Engineering - BE

San Jose State University

Master of Science - MS