Ain R.
Digital Bank & Payments @ Morgan Stanley | Cornell MBA | Ex-Central Banker
- Role
- Vice President, Digital Banking Platforms at Morgan Stanley
- Location
- New York, NY, US
- LinkedIn followers
- 500 followers
About Ain R.
With over a decade experience in financial services and technology, I\'ve driven transformative initiatives from policy formulation to innovative product development that have shaped the future of payments and fintech across multiple markets.My expertise spans real-time payments and ISO20022, open banking APIs, and AI-powered lending solution, now enhanced by my Cornell MBA specializing in AI/ML and digital technology. As a fintech consultant at the Emerging Markets Institute and founder of SmartFin, I continue to push boundaries in financial accessibility. I\'m passionate about harnessing big data and AI to bridge the digital divide—creating more inclusive, equitable and sustainable financial systems.In my spare time, you\'ll find me leading hiking groups for cancer survivors. Currently immersed in New York City\'s financial ecosystem. Let\'s connect!
Experience
Vice President, Digital Banking Platforms
Aug 2025 — Present · New York, NY, US
Education
INCEIF University
Certificate in Islamic Finance (CIF)
Cornell Tech
Master of Business Administration - MBA, Digital Technology and Design Thinking
MARA Junior Science College (MRSM)
Malaysian Certificate of Education, Science
Cornell Johnson Graduate School of Management
Master of Business Administration - MBA
UNSW
Bachelor of Economics, Business/Managerial Economics
UCLA
Bachelor of Business Administration - BBA, Economics
University of Michigan
Certificate, Phyton Basics
Taylor's College
South Australian Certificate of Education (SACE), Pre-Economics
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