Agnes Santos
Loan Officer at Equity Smart Home Loans| NMLS ID 220953 (California) under DFPI
- Role
- Loan Officer at Equity Smart Home Loans
- Location
- Riverside, CA, US
- LinkedIn followers
- 500 followers
About Agnes Santos
Loan Factory | NMLS #320841 | Agnes Santos | NMLS ID:220953 day is a journey, and the journey itself is home. By: Matsuo BashoMany people consider buying a home the biggest purchase they will make in a lifetime. The process is complex and can be overwhelming particularly for first time homebuyers. To keep you informed at every stage of the loan process is key. I explain in detail the home buying process from the first step of deciding if it is the right time for you to buy all the way through loan closing. I provide a pre-approval letter within 24-48 hours from the time my clients submit the basic requirements. The pre-approval letter gives my clients a much better idea of the price of the home they should be looking for. I provide a side by side comparison of financing alternatives that clearly shows the benefits of each option while offering recommendation of the best mortgage solution. Good communication and transparency are the key ingredients in a relationship and the same holds true in a home purchase transaction. I provide a DOs and DON\'Ts list to guide my clients with what to do and what not to do before and during the loan process. This will put everyone on the same page and helps manage my client\'s expectations; also avoids unnecessary delays and/or surprises in the end. Call me at (62••••••62 to schedule a FREE CONSULTATION today. Visit to learn more about the home mortgage process and the benefits of working with me. Check out this BEST - leayusi - Fontana, CA \"We love Agnes and can\'t thank her enough for fulfilling our dream of becoming a home owner. Loan processing & approval would not be as smooth as it was without the know-how & expertise of Agnes, not to mention that we got the key in 3 weeks from the opening of escrow! Not only we have a new home but, we have new family with Agnes! If 5 stars is the highest rating, we give Agnes 10 stars\".
Experience
Loan Officer
Aug 2025 — Present · Pasadena, CA, US
Education
University of Southern California
Master’s Degree, Elementary Education and Teaching
2012 — 2013
Asian Institute of Management
Strategic Marketing Management Course, Marketing
1995 — 1995
University of Santo Tomas
Bachelor of Science, Commerce; Economics
1976 — 1980
Paco Catholic School
High School/Secondary Diplomas and Certificates
1972 — 1976
Argosy University Los Angeles
Masters Degree, Business Administration (Marketing)
2004 — 2006
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