Saurabh Agarwal
Digital Transformation Manager @Utkarsh Small Finance Bank
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WORK HISTORY
Digital Transformation Manager @Utkarsh Small Finance Bank
Varanasi, IN
Managing ‘retail’; Credit Risk portfolio of the Bank. We have been able to enhance the secured lending in the overall retail portfolio from 50% to 90% within a period of 2 years. This has been possible due to informed decision making of the risk-reward ratio; associated with such lending. Instrumental in launching products and product variants to provide differentiated customer services and diversifying the risk of the Bank. Utkarsh has launched multiple products such as…
EDUCATION
The University of Edinburgh
MBA, Finance and Strategic Management
Institute of Chartered Accountants of India
CA, FINANCE
Mumbai University
M.Com, Finance and Accounts
The Institute of Company Secretaries of India
CS, Corporate Law
SKILLS
ABOUT SAURABH AGARWAL
Career Objectives To maximise wealth creation for stakeholders. Apply analytical, diligent and ethical skills to achieve the growth of the organisation through increased brand recognition and customer satisfaction. Professional Experience Chartered Accountant with over fifteen years of experience in the credit risk underwriting & digital project management. Specialties: Inter personnel Skills, Risk Management, Process Innovation, Project Management, Deveopling Brand Loyalty and Human Resource Development
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