Afroz Ahmed
Senior Mortgage Underwriter, Live Underwriting, Credit Underwriting
- Role
- Subject Matter Expert - Us Mortgage Underwriting at Lendmarq
- Location
- Hyderabad, TG, IN
- LinkedIn followers
- 500 followers
About Afroz Ahmed
US Mortgage Underwriter | Live Underwriter | Commercial Lending Specialist | Process…
Experience
Subject Matter Expert - Us Mortgage Underwriting
Jul 2024 — Present · Hyderabad, IN
Driving excellence in U.S. Mortgages with hands-on expertise in origination, processing, pre-underwriting, live underwriting, and credit underwriting.• Leading and mentoring the Pre-Underwriting team by managing daily operations, guiding team members, and ensuring files are completed with accuracy and speed.• Specializing in diverse loan products including Conventional, FHA, VA, USDA, RTL, Bridge, Fix & Flip, DSCR (30-Year), and Ground-up Construction Loans.• Delivering expertise in 12M and 30-Year mortgage products with strong knowledge of income analysis, borrower repayment capacity, and compliance requirements.• Structuring and underwriting Commercial property loans, including detailed credit investigations, validating income/down payments, and authorizing loan terms.• Ensuring accuracy by reviewing credit history, income documents, title reports, appraisals, insurance policies, and construction loan packages.• Analyzing and evaluating DTI, LTV, credit scores, and property valuations while maintaining strict compliance with investor and regulatory guidelines.• Presenting risk insights and actionable recommendations to senior management to support sound, strategic lending decisions.
Education
Osmania University
Bachelor of Commerce - BCom, Business/Commerce, General
Osmania University
Master of Business Administration - MBA, Finance
2005 — 2007
Madina Junior College, Hyderabad.
MPC, Maths, physics, chemistry
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.