Aditya Harbhajanka

Vice President @Kotak Mahindra Bank

Bengaluru, KA, IN
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WORK HISTORY

Oct 2024 — Present

Vice President @Kotak Mahindra Bank

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Bengaluru, IN

EDUCATION

2012 — 2016

Indian Institute of Technology, Kharagpur

B.Tech, Manufacturing Science and Engineering

2017 — 2018

Global Association of Risk Professionals (GARP)

FRM

ABOUT ADITYA HARBHAJANKA

Result oriented problem solver with expertise in consumer lending industry across credit risk management, data science, product strategy and planning. With a strong analytical background, I excel in delivering tangible results driving innovation, optimising risk management practices and value added solutions by effectively collaborating with multidisciplinary teams ensuring successful implementation of initiatives while maintaining compliance with regulatory requirements.Specialisation:Cards, Personal Loans, PnL/Profitability optimisation, Risk Policy and Underwriting, Exposure Management, Forecasting, Valuations, Risk Appetite, Portfolio Analytics and Reporting, Risk Modelling, Data ScienceTools:Databricks (Python/PySpark), Snowflake SQL, Microsoft Office (Word/Excel/PPT), Tableau, Confluence, Jira, Splunk, Gitlab, AirFlow, SAS

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Aditya Harbhajanka — Vice President at Kotak Mahindra Bank in Bengaluru, KA, IN | Unifers