Aditya Rawat

About Aditya Rawat

Results-driven P&C Insurance professional with 3+ years of end-to-end experience in US Commercial and Personal Lines underwriting, policy servicing, and process optimization. Adept at managing the full underwriting lifecycle — from risk evaluation and appetite assessment to policy issuance, endorsements, and renewals. Skilled in leveraging proprietary underwriting platforms including RA Copilot, and LRMS, alongside Excel/VBA macros to streamline workflows, reduce turnaround time, and improve data accuracy. Known for a detail-oriented approach, strong risk judgment, and the ability to collaborate effectively with agents, brokers, and internal stakeholders to deliver timely, compliant, and profitable outcomes. Core Competencies: P&C Underwriting · Policy Servicing · Risk Assessment · Commercial & Personal Lines · Endorsements & Renewals · Process Improvement · RA Copilot · LRMS · Compass · Excel/VBA · Compliance & Regulatory Guidelines Recognized as \"Rising Star\" at Infosys | 4x Employee of the Month | Multiple industry certifications

Experience

1. Analyst (Insurtech)

   BluePond AI

   Aug 2025 — Present · Gurugram, IN

   Reviewed and validated Property Statements of Values (SOVs), ensuring accuracy of COPE data (Construction, Occupancy,Protection, Exposure) for commercial and residential submissions.• Conducted detailed risk assessments identifying hazards, loss drivers, and key risk indicators impacting insurance placementand pricing for large multi-location portfolios.• Analyzed catastrophic exposure (wind, flood, earthquake, wildfire) using carrier guidelines and industry tools to supportdata-driven underwriting decisions.• Verified Total Insurable Value (TIV) calculations across building, contents, equipment, and business interruption lines to ensureUS insurance standards compliance.• Assessed fire and life-safety features including sprinkler systems, alarms, and fire department proximity to inform risk scoringand coverage recommendations.• Interpreted engineering and loss control reports to evaluate risk mitigation adequacy and highlight improvement opportunitiesto underwriting teams.• Identified submission discrepancies and collaborated with brokers, underwriters, and clients to resolve missing or inconsistentSOV data, improving data quality controls.• Designed risk dashboards presenting property-level insights, risk scores, and trend analysis to support pricing and coveragedecisions aligned with carrier appetite.• Contributed to automation and process improvement initiatives for SOV handling, risk scoring, and property data validation,reducing manual review time.• Ensured regulatory and compliance adherence with US insurance market standards, ISO classifications, and carrier-specificframeworks.

Education

• University of Allahabad

  Bachelor of Commerce, Business/Commerce, General

• Brightland Public School Prayagraj

  Secondary School or Matriculation

• Manipal University Jaipur

  Master of Business Administration, Business Analytics and Data Science

• Greenfield Academy Prayagraj

  Higher Secondary or Senior Secondary, Business/Commerce, General