Aditya Ralhan

About Aditya Ralhan

Management Graduate along with core Finance/Commerce background having more than 16 years of rich experience in Credit Underwriting, Financial Risk Management, Team Handling & Training, Process Management, Financial Analysis to get maximum out of minimum cost, Legal and Debt/NPA Management.Proven success in ensuring adherence to all Statuary Obligations with focus on 0% non-compliance & cost leakage.Presently associated with Axis Bank Limited as Assistant Vice President – Zonal Credit Head for Business Loans/Working Capital (MSME & Agri Allied) at North, having experience of Legal & Debt/NPA Management of Home Loans/LAP as well for Haryana, Punjab & Delhi/NCR.Seeking Senior Level assignment in Credit Control/Risk Investigation & Compliance or Financial Planning & Analysis.

Experience

1. Zonal Credit Head

   Axis Bank

   Jun 2023 — Present · Karnal, IN

   Looking after North 1 includes Haryana, Punjab, Chandigarh, HP and J&K for Bank to Business Working Capital Limits Credit/Risk Underwriting along with Book Maintenance.

Education

• GNSS School, Kurukshetra

  10th, General Studies

  2000 — 2001

• Department of Management, Kurukshetra University, Kurukshetra

  Master of Business Administration (M.B.A.), Finance and Marketing

  2006 — 2008

• University College, Kurukshetra University, Kurukshetra

  Bachelor of Commerce (B.Com.), Accounting and Finance

  2003 — 2006

• GNRSS School, Kurukshetra

  10+2, Commerce

  2002 — 2003

• Kurukshetra University

  B.Com & MBA - Finance, Finance, General

  2003 — 2008

Skills

• Leadership
• Vendor Management
• Financial Risk
• Financial Reporting
• Customer Relationship Management (Crm)
• Sarfaesi
• Financial Analysis
• Negotiation
• Management
• Employee Engagement
• Management Information Systems (Mis)
• Microsoft Office
• Team Management
• Business Strategy