Aditya Kumar

About Aditya Kumar

Governance and Controls Analyst with 4+ years of experience in the banking and financial services industry, specializing in risk management, regulatory compliance, data governance, and control monitoring. Skilled in designing and implementing automated data quality frameworks, building controls, and compliance reporting to strengthen oversight across AML, KYC, credit risk, and customer communication processes. Proficient in SAS, Python, Tableau, and Advanced Excel for developing scalable reporting solutions, enhancing data integrity, and ensuring adherence to regulatory requirements.Just under a year of work in Prescriptive Analytics and Business Intelligence in for a start-up incubated in Escorts LTD and Marketing Department of Medicover Fertility.The team running the start-up in Escorts received the award for best Project in CWN Projects

Experience

1. Credit Portfolio Analyst

   Citi

   Jul 2021 — Present · Pune, IN

   Credit Portfolio Intmd Analyst- Jan 25 - Present Analyst II- Jul 22 - Dec 24 Analyst I - Jul 21 - Jun 22 -Designed and implemented automated data quality frameworks to monitor Branded Cards and Retail Services portfolios, strengthening data governance, integrity, and audit readiness while reducing manual intervention-Developed a compliance monitoring solution for AML and KYC processes, enabling proactive detection of control gaps and ensuring alignment with regulatory requirements and internal control standards-Built a semi-automated credit decisioning simulation in SAS, integrating policy implementation and change management controls to support credit risk governance and regulatory adherence-Executed control testing on adverse action communications, ensuring compliance with Fair Lending, ECOA, and regulatory timeliness requirements for customer correspondence-Automated monitoring controls for regulatory letters and customer communication governance, improving operational efficiency, compliance oversight, and issue remediation tracking. Strategy Outcome Automated Reporting -Designed and developed a semi-automated credit decisioning simulation in SAS for Branded Cards and Retail Services portfolios, supporting acquisition and ECM processes; integrated with policy implementation, change management, and customer correspondence workflows to ensure alignment with business and regulatory requirements.

Education

• Christ University, Bangalore

  Master of Business Administration - MBA, Business Analytics

  2019 — 2021

• International School of Madrid

  A Levels

  2009 — 2012

• National Institute of Technology Kurukshetra

  Bachelor of Technology (B.Tech.), Mechanical Engineering

  2012 — 2016