Aditya Kumar

MT-Housing Credit Ujjivan SFB || UGC-NET || Ex-Intern at Corteva Agriscience || MBA Agribusiness 2023-25, Institute of Management Studies, BHU

Role
Management Trainee-housing Credit at Ujjivan Small Finance Bank
Location
Motihari, BR, IN
LinkedIn followers
500 followers

Experience

  1. Management Trainee-housing Credit

    Ujjivan Small Finance Bank

    Jun 2025 — Present · Indore, IN

    Loan appraisal & credit assessment for housing finance applicants• Analyzing income, repayment capacity, and collateral security• Ensuring compliance with regulatory & organizational credit policies• Coordinating with sales, legal, and technical teams for smooth disbursal• Monitoring portfolio quality & minimizing credit risk• Customer-centric approach to enable faster decision-making

Education

  • Jharkhand Rai University

    B.Sc (Hons.) Agriculture, Agriculture

  • C.S DAV Public School Motihari

    Matriculation

  • Rajkamal Saraswati Vidya Mandir Dhanbad

    Intermediate, PCM

  • Institute of Management Studies, Banaras Hindu University

    Master of Business Administration - MBA, Agribusiness, Marketing

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Aditya Kumar — Management Trainee-housing Credit at Ujjivan Small Finance Bank in Motihari, BR, IN | Unifers