Aditya Biswas
Senior Underwriter @Aditya Birla Health Insurance Company Limited
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WORK HISTORY
Senior Underwriter @Aditya Birla Health Insurance Company Limited
Bengaluru, IN
Risk Assessment:Analyze medical history, lifestyle factors, and other health-related information.Review lab reports, physician statements, and prescription drug usage.Identify pre-existing conditions and assess their impact on coverage.Policy Decision-Making:Approve, modify, or decline applications based on risk evaluation.Determine appropriate premium rates and policy terms.Ensure compliance with insurance regulations and company policies.Data Analysis & Documentation:Use actuarial data to make informed decisions.Maintain detailed records of underwriting decisions.Collaborate with actuaries, medical professionals, and legal teams.Regulatory Compliance:Stay updated on healthcare laws and insurance regulations.Ensure underwriting decisions align with industry standards and legal requirements.Communication & Collaboration:Work with insurance agents and brokers to explain underwriting decisions.Provide guidance on policy options for high-risk applicants.
EDUCATION
IBS Hyderabad
Master of Business Administration - MBA, Marketing/Marketing Management, General
ABOUT ADITYA BISWAS
Senior Manager with a demonstrated history of working in the insurance industry. Skilled…
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