Aditi Pandey

WORK HISTORY

EDUCATION

ABOUT ADITI PANDEY

I operate at the intersection of FP & A, risk analytics, and capital strategy, building financial plans that are profitable, capital-efficient, and resilient under stress.In banking, growth without regulatory awareness is fragile. Forecasting without stress testing is incomplete. Profitability without capital efficiency is unsustainable. My mission: translate complexity into decision-ready insights that drive balance sheet performance.Over the past [5 years], I have delivered measurable impact by:• Improving forecast accuracy by ~25% through driver-based modeling and scenario analysis• Developing dynamic, integrated 3-statement models with scenario toggles for interest rate ±100 bps shocks• Optimizing cost-to-income and operating leverage, achieving potential cost efficiency improvements of ~10–12%• Designing dashboards that translate liquidity and regulatory constraints into executive-ready insightsI approach FP & A differently: every financial plan must answer three questions:1⃣ Is the business profitable?2⃣ Is it capital efficient?3⃣ Is it resilient under stress?With FRM certification and FMVA-modeled expertise, I integrate:• Capital allocation & regulatory planning• Liquidity management & stress testing• Risk-adjusted performance evaluation• Strategic FinanceI don’t build static budgets. I build dynamic, scenario-responsive financial architectures that influence decision-making at scale.Currently exploring roles in:FP & A | Corporate Finance | Risk Analytics | Strategic Finance | Capital PlanningPreferably within global banking GCCs in Bengaluru where finance drives balance sheet strategy, capital efficiency, and resilience.If your team values capital-aware forecasting, stress-tested planning, and decision-grade modelling, I’d welcome a conversation.