Adeel Mehmood
Risk Data Scientist @Regions Bank
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WORK HISTORY
Risk Data Scientist @Regions Bank
Birmingham, AL, US
Developed and maintained retail qualitative credit risk forecasting tools supporting CECL and stress-testing frameworks.• Automated data extraction, transformation, and reporting using Python (pandas, NumPy, OpenPyxl) and Excel, reducing manual effort and operational risk.• Produced portfolio-level analytics on defaults, loss behavior, and risk migration to inform forecast assumptions.• Built predictive models using machine learning and statistical techniques to enhance risk assessment.• Performed exploratory data analysis (EDA) on large datasets using SQL and Python (pandas, NumPy, scikit-learn).• Designed data visualizations to communicate complex risk insights clearly.• Implemented process controls and validation checks to strengthen data integrity and governance.
EDUCATION
HITEC University Taxila
BS Electrical Engineering, Electrical and Electronics Engineering
University of Alabama at Birmingham
MS Data Science, Computer Science
ABOUT ADEEL MEHMOOD
Risk Data Scientist at Regions Bank with nearly 4 years of experience applying data science and analytics to credit risk and financial decision-making. I specialize in building, validating, and analyzing credit risk models using Python and SQL to support risk management and regulatory objectives.I hold an MS in Data Science from the University of Alabama at Birmingham. Prior to my current role, I worked as a Graduate Research Assistant in a Bioinformatics Lab, where I analyzed large-scale datasets and contributed to a peer-reviewed research publication using COVID-19 data. I also served as a Machine Learning Teaching Assistant in the Computer Science Department, supporting instruction and mentoring students.My technical strengths include Python, SQL, credit risk modeling, data analysis, and translating complex data into actionable insights for business and risk stakeholders
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