Adarsh Tiwari
Assistant Manager - Credit at Bajaj finance Limited
- Role
- Assistant Manager - Credit at Bajaj Finserv
- Location
- Ayodhya, IN
- LinkedIn followers
- 500 followers
About Adarsh Tiwari
New for NBFC but trying to give my BEST for the growth of Myself as well as my Employer.
Experience
Assistant Manager - Credit
Jul 2025 — Present · Ayodhya, IN
Credit Assessment:* Evaluating applicant profiles through financial analysis, credit history, and repayment capacity-*Risk Analysis:* Identifying and mitigating credit risk based on income, liabilities, and employment history-*Loan Structuring:* Negotiating suitable loan terms, EMI plans, and repayment conditions aligned with borrower capacity and policy guidelines-*Portfolio Monitoring:* Tracking ongoing loan performance, flagging irregularities, and initiating corrective action on defaults or delays-*Regulatory Compliance:* Ensuring all credit processes and disbursals adhere to internal policies and RBI/industry norms-*Customer Engagement:* Supporting customers in loan renewals, restructuring, and settlement discussions when necessary.Focused on balancing business growth with prudent credit decisions to maintain asset quality and customer satisfaction.
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