Adarsh Sharma
Credit Manager - Aavas Financiers Limited || FRM - L1
- Role
- Credit Manager at Aavas Financiers Ltd
- Location
- Bhopal, MP, IN
- LinkedIn followers
- 500 followers
About Adarsh Sharma
As a Credit Manager with an MBA and a solid foundation in finance, I specialize in strategic underwriting and risk mitigation. My role allows me to blend analytical rigor with sound judgment to drive responsible credit decisions. I’m passionate about enabling sustainable business growth while maintaining a balanced and proactive approach to risk management. With a focus on data-driven insights and strategic foresight, I aim to support long-term value creation and financial resilience.
Experience
Credit Manager
Feb 2024 — Present · Bhopal, IN
Proven track record of driving sound credit decisions through meticulous underwriting practices and proactive risk mitigation strategies. Adept at evaluating complex financial profiles, identifying red flags, and aligning approvals with organizational risk appetite. Mitigating portfolio risk by implementing detailed financial analysis, field validations, and early warning systems. Ensuring end-to-end AML compliance within credit processes, effectively identifying and curbing potential red flags. Collaborating closely with cross-functional teams to balance business growth with asset quality. Known for a hands-on approach to credit appraisal, policy adherence, and training team members on risk-sensitive lending.
Education
ICFAI Business School
Master of Business Administration - MBA
2022 — 2024
Binod Bihari Mahto Koyalanchal University (BBMKU), Dhanbad
Bachelor of Commerce - BCom
2018 — 2021
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