Abner Pennings

Senior Manager, Credit Management @TD

Barrie, ON, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jul 2024 — Present

Senior Manager, Credit Management @TD

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Barrie, ON, CA

I successfully managed credit risk and led a high-performing team at TD, achieving significant milestones in loan approvals. • Directed the oversight of >$600M in loan volume, enhancing credit decision-making processes. • Championed initiatives for product development and policy changes, including a modernized credit underwriting platform with AI initiatives• Navigated complex people management scenarios, demonstrating strong leadership and communication skills.

EDUCATION

2011 — 2015

Wilfrid Laurier University

Honours Bachelor of Business Administration (B.B.A.), International Business with the Co-op option

SKILLS

TeamworkLeadershipTime ManagementTeam LeadershipPublic SpeakingPowerpointCustomer ServiceMicrosoft OfficeMicrosoft ExcelMicrosoft WordData AnalysisFundraisingSocial MediaSocial NetworkingResearchCommunicationEvent PlanningCritical ThinkingFinancial AnalysisSuperior Work EthicCorporate CommunicationsCommunication SkillsTeam ManagementPassionate About WorkSelf-ConfidenceEvent ManagementEvents CoordinationMarketingSales

ABOUT ABNER PENNINGS

From my farming roots to my current role in commercial banking, I’ve built a career grounded in hard work and a relentless drive for results. Over 9+ years at TD, I’ve consistently delivered top performance in credit risk management, financial restructuring, and sales, earning multiple national performance awards along the way.Most of my career has been spent in client-facing roles — from direct sales, where I built relationships through face-to-face calls with businesses seeking a new banking partner, to financial restructuring, where I navigated tough conversations to determine whether a business needed a restructure or if it was time to start a new chapter. Through these experiences I developed my skills around 3 key pillars:Character — I am passionate about my work and the relationships I build. By leading with empathy, curiosity, and an openness to being wrong, I navigate conversations authentically and with purpose.Creativity — Every business is unique, and I approach challenges by reframing them and delivering value in ways competitors cannot. Innovation begins where standard logic falls short.Communication - A skill that actively develops, is key to any success story, and extends far beyond words in an email.I’m excited to continue building solutions that help businesses navigate complexity and unlock growth.

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Abner Pennings — Senior Manager, Credit Management at TD in Barrie, ON, CA | Unifers