Abin Marattivettil

Credit Analyst @Flexiti

Toronto, ON, CA

Conducted comprehensive financial analysis of over 500 accounts per month, evaluating creditworthiness,payment histories, and financial stability to make informed decisions on credit applications.• Collaborated closely with senior credit analysts to review complex credit applications, providing detailedanalysis and insights to assist in decision-making.• Contributed to credit strategy discussions, offering valuable insights into risk assessment methodologies andsuggesting improvements.• Actively participated in credit committee meetings, presenting analysis findings and risk evaluations tocontribute to credit approval decisions.• Generated and interpreted financial ratios, providing critical insights into customer financial health and aidingin decision-making.• Met and exceeded quarterly targets for efficiency, accuracy, and workload volume.• Demonstrated empathy and professionalism when handling sensitive financial situations, maintaining a highlevel of client satisfaction• Leveraged credit bureau reports and credit histories to assess creditworthiness and detect potential fraud oridentity theft• Provided exceptional customer service by effectively communicating credit decisions, credit terms, and loanoptions to clients, ensuring clarity and transparency.• Acted as a primary point of contact for clients, addressing inquiries and concerns regarding their creditapplications promptly and professionally

Confederation College

International Business

Rajiv Gandhi Institute of Technology, BANGALORE

Bachelor of Engineering - BE

M.S. Ramaiah Instt. Of Mgt

Master of Business Administration - MBA