Abhishek Kumar

About Abhishek Kumar

Based within the banking or financial sector I involve working with clients to help them make the right decisions with their accounts and explain the financial services on offer to them. Setting up meetings with new clients. Researching the latest products and regulations. Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan. · Answer clients\' questions about the purposes and details of financial plans and strategies. · Recommend to clients strategies in cash management, insurance coverage, investment planning, or other areas to help them achieve their financial goals. · Analyze financial information obtained from clients to determine strategies for meeting clients\' financial objectives. · Implement financial planning recommendations or refer clients to someone who can assist them with plan implementation. · Review clients\' accounts and plans regularly to determine whether life changes, economic changes, environmental concerns, or financial performance indicate a need for plan reassessment. · Manage client portfolios, keeping client plans up-to-date. · Contact clients periodically to determine any changes in their financial status. · Prepare or interpret for clients information such as investment performance reports, financial document summaries, or income projections. · Recruit and maintain client bases. · Explain to clients the personal financial advisor\'s responsibilities and the types of services to be provided. · Investigate available investment opportunities to determine compatibility with client financial plans.

Experience

1. Business Banking Relationship Manager

   HDFC Bank Limited

   Apr 2025 — Present · Bengaluru, IN

   Roles & Responsibilities:Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment.Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset.Managing the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants.Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders.Evaluate the growth strategy based on competitor analysis and feedback from different channels and customers.Recommend process changes in order to improve service efficiency and quality across the branch network.Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives.Understanding of financial statements, credit Assessment and title-security documents

Education

• Ramaiah Institute Of Management (MSRIM)

  Master of Business Administration - MBA

  2013 — 2015

• National Institute of Securities Markets (NISM)

  PGCCM

  2015 — 2016

• Ranchi University

  Bachelor of Technology - BTech

  2008 — 2012