Abhishek Jha

About Abhishek Jha

Strong foundation in accounting and finance with the ability to multitask and apply sharp…

Experience

1. Credit Risk Manager

   TerraPay

   Mar 2025 — Present · Bengaluru, IN

   Credit and Liquidity risk management-Credit Risk AnalysisComprehensive evaluation of credit risk, starting from financial statement analysis, data spreading, financial modeling to the preparation and presentation of risk reports for senior management.Strategic Risk Management and Fund AllocationUtilizing financial modeling to assess profitability indices and strategically allocate liquid funds to the most profitable business partners, optimizing returns and minimizing exposure.Designing and implementing a comprehensive risk management policy for receive-side partners, following approval from the CFO. The policy framework enables systematic identification, assessment, and mitigation of counterparty risk associated with receive-side partnerships.Developing and refining an internal risk assessment framework by adapting the Altman Z-score model and integrating Moody’s Analytics risk metrics to continuously evaluate receivable-side partner risk. This process involves dynamically mapping partners into predefined risk zones and calculating Value-at-Risk (VaR) to enable data-driven decision-making and proactive risk mitigation.Performance Monitoring and Limit OptimizationConducting periodic reviews of partner performance, enabling dynamic adjustment of credit limits based on profitability and risk contribution, thereby enhancing portfolio quality and financial efficiency.

Education

• Calcutta University, Kolkata

  Bachelor of Commerce - BCom

• The Institute of Chartered Accountants of India

  IPCC Both Groups

• CFA Institute

  Level 3 Pursuing