Abhishek Deshmane
Assistant Manager @Kotak Mahindra Bank
Signup · Get unlimited contacts
WORK HISTORY
Assistant Manager @Kotak Mahindra Bank
Mumbai, IN
An AML professional plays a critical role in preventing and detecting financial crimes by monitoring customer activities and transactions in line with regulatory requirements. The role involves investigating suspicious behavior, conducting due diligence, and ensuring compliance with AML/KYC laws and internal policies.Key Responsibilities:Monitor and investigate transactions to identify suspicious or unusual patternsPerform KYC, Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD)Review alerts generated by AML transaction monitoring systemsIdentify red flags and assist in filing STR/SAR with regulatorsConduct customer risk assessment and profilingEnsure compliance with RBI, FIU-IND, and internal AML policiesMaintain accurate documentation for audits and regulatory inspections-Learnings in an AML Role:Working in AML provides strong exposure to banking, compliance, and risk management, including:Practical understanding of AML/KYC regulations and RBI/FIU-IND guidelinesHow financial crimes like money laundering, fraud, and terror financing occurTransaction monitoring systems and investigative techniquesRisk-based approach to customer onboarding and ongoing monitoringDrafting and analyzing STR/SAR reportsExposure to regulatory audits, inspections, and compliance frameworksImproved analytical thinking, attention to detail, and decision-making skillsUnderstanding of banking products, customer behavior, and risk indicators-Career Growth Benefits:Strong foundation in Compliance, Risk & Financial Crime PreventionOpportunities to move into Senior AML, Compliance Manager, Risk Analyst, or Audit roles
EDUCATION
Dayanand college of law latur
Diploma in taxation law , Tax Law/Taxation
Dayanand College of Commerce, Latur - India
12th, Commerce
Marathwada Mitra Mandal's College of management pune
Master of Business Administration - MBA, Finance
Dayanand College of Commerce, Latur - India
Bachelor of Commerce - BCom, Accounting
Jawahar vidhalaya ashiv
10th
ABOUT ABHISHEK DESHMANE
I am an Anti-Money Laundering professional currently working as an Assistant Manager at Kotak Mahindra Bank. As a part of the AML function, I am responsible for monitoring and analyzing transactions, performing KYC, CDD, and EDD reviews, and identifying potential money laundering and financial crime risks in line with regulatory guidelines.I actively support the bank’s compliance framework by reviewing alerts, assessing customer risk profiles, and assisting in the preparation of Suspicious Transaction Reports (STRs). With a strong eye for detail and a compliance-focused mindset, I ensure adherence to internal policies, RBI regulations, and global AML standards. Key Skills & Competencies:Anti-Money Laundering (AML) OperationsTransaction Monitoring & Alert InvestigationKYC, CDD & Enhanced Due Diligence (EDD)STR / SAR Identification & ReportingRisk Assessment & Customer ProfilingRegulatory Compliance & DocumentationI am keen to continuously enhance my knowledge in financial crime prevention and contribute effectively to maintaining a strong compliance culture within the organization.
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.