Abhinav Kumar Ojha

About Abhinav Kumar Ojha

Banking & Cyber Risk Professional | Financial Crime Prevention | Fraud Detection & Investigation | Transaction Monitoring | Vigilance & ComplianceI am a Banking and Financial Crime Prevention professional with strong hands-on experience in cybercrime investigation, fraud risk management, internal vigilance, and real-time card transaction monitoring.Currently working with FPL Technologies (OneCard), where I focus on preventing financial fraud, safeguarding customer interests, and ensuring regulatory compliance across the digital payments ecosystem.Previously, I represented RBL Bank at the Haryana Police Cyber Headquarters (Panchkula) and ICICI Bank at the Indian Cyber Crime Coordination Centre (I4C), Ministry of Home Affairs, where I collaborated closely with law enforcement agencies to investigate cyber frauds and strengthen India\'s digital security framework.My core strengths include risk assessment, transaction monitoring, cyber fraud investigation, internal vigilance, KYC/AML compliance, and counterfeit currency verification. With a strong understanding of fraud patterns and digital payment risks, I have contributed to identifying suspicious activities, supporting field-level investigations, and enhancing operational risk controls- Core Skills & ExpertiseCybercrime Case Handling & InvestigationTransaction Monitoring & Fraud DetectionBanking Vigilance & Internal InvestigationsRisk Assessment & Risk AnalysisCounterfeit Currency Verification (Cash Audit)KYC, CDD & AML ComplianceInter-agency Coordination with LEAsCross-functional CollaborationCyber Fraud Awareness & Training- Career ObjectiveTo contribute meaningfully to the banking and fintech ecosystem by enhancing financial security, strengthening compliance frameworks, and driving innovation in fraud risk mitigation and cybercrime prevention.

Experience

1. Financial Fraud Analyst

   FPL Technologies

   May 2025 — Present · Pune, IN

   Real-Time Transaction Monitoring: Proactively monitor customer card transactions in real-time to identify and mitigate suspicious or unusual activities, reducing potential financial losses.Transaction Verification & Repayment Validation: Ensure the accuracy and legitimacy of card usage by conducting thorough transaction verifications and repayment checks.Fraud Detection & Prevention: Lead initiatives to detect and prevent fraudulent activities, assessing risky transactions, and implementing preventive controls to safeguard customers and the organization.Customer Fraud Awareness: Educate customers on secure card usage, common scams, and best practices, strengthening customer trust and reducing vulnerability to fraud.Rule-Based Monitoring & Compliance: Utilize advanced rule-based monitoring systems to flag anomalous card activity, supporting regulatory compliance and operational efficiency.Merchant & Acquirer Coordination: Work closely with merchants and acquiring banks to reverse funds transferred to fraudsters, minimizing financial impact.Chargeback Management: Handle chargebacks for unauthorized or disputed transactions, ensuring prompt resolution and customer satisfaction.Cross-Functional Collaboration: Collaborate with internal risk, operations, and compliance teams to efficiently document, investigate, and resolve fraud cases.Risk Assessment & Mitigation: Conduct comprehensive risk assessments, identify vulnerabilities, and implement strategic measures to prevent financial and reputational losses.

Education

• DAV PUBLIC SCHOOL GOPALGANJ

  Intermediate , Science

• AKTU.. Abdul kalam technical university

  Bachelor of Technology (BTech), Education

  2016 — 2020

• Dr. A.P.J. Abdul Kalam Technical University (AKTU), Lucknow

  B.tech, Electrical engineering

• DAV PUBLIC SCHOOL GOPALGANJ BIHAR

  Intermediate (+2), Intermediate in science (PCM)

• BABU BANARASI DAS INSTITUTE OF TECHNOLOGY AND MANAGEMENT

  Bachelor of Technology - BTech, Electrical Engineering

• Dr. A.P.J. Abdul Kalam Technical University

  Bachelor of Technology - BTech, Electrical engineering