Abhijeet Raj

About Abhijeet Raj

Adept in managing critical and complex litigations including litigation under Consumer Protection Act, Arbitration and Conciliation Act, Negotiable Instrument Act, Payment and Settlement Act,Right to Information Act, Sales of Good Act, SARFESI Act etc.*Drafting and vetting various agreement, letter of intent, non disclosure agreement,legal communication.*Closely working with compliance to ensure that business is compliant with the regulatory guidelines issued by RBI, IRDA, SEBI, CCI,etc from time to time.Appeared on behalf of the company before National Commission, State Commission, District Consumer Forums, Civil Courts, Debt Recovery Tribunals, Competition Commission, Board of industrial and Financial Reconstruction, Central Information Commission etc.*Drafting reply to legal notices, notices under received under RTI and various statutory and regulatory authorities such as Cyber Crime Cell, Economic Offense Wing, Police Notices, RBI notices etc.*Ability to give strategic direction to complex legal issues of other functions such as fraud control Department, Human Resource, Customer Service, Risk and Compliance.*Indept knowledge and understanding of all financial products such as credit card, personal loan, home loan, loan against property, auto loan, Consumer durable loan etc.*Conducted Lok Adalat, Conciliation Camp for reducing against litigation and recovery of dues. Handing high level customers escalations, drafting and vetting of replies to the customer queries from legal prospective within TAT.*Institute of cases for initiating the process of legal cases against the defaulters witin the TAT and resolve the NPA account to reduce the loss of the organisation.*To obtain the Summons and Warrants within TAT and provide support to the Collection team for serving and executing the same for the best results.

Experience

1. Assistant Vice President

   Home Credit India

   Mar 2026 — Present · Gurugram, IN

   Profile of Legal Lead for Pan India having Role and Responsibilities as mentioned below in brief:1. Pre & Post NPA Resolution*: Reviewing and analysing Pre and Post NPA data and initiate recovery process through litigation.2.*Dispute Resolution*: Managing disputes with customers, including resolving issues through negotiation, mediation, or litigation.3.*Litigation Management*: Defending the company in lawsuits filed by customers, including working with external counsel, gathering evidence, and testifying in court.4.*Compliance*: Ensuring the company\'s compliance with relevant laws and regulations, such as consumer protection laws, data protection laws, and industry-specific regulations.5.*Risk Management*: Identifying and mitigating potential risks associated with customer relationships, including assessing creditworthiness, monitoring customer behavior, and implementing risk management strategies.6- Business Legal Solutions- Design and resolve legal issues for business distribution framework in a timely manner.

Education

• Lucknow University

  LEGUM BACCALAUREUS, Banking, Corporate, Finance, and Securities Law

  2010 — 2012

Skills

• Courts
• Intellectual Property
• Legal Issues
• Document Drafting
• Banking Law
• Civil Litigation
• Commercial Litigation
• Legal Advice
• Legal Assistance
• Legal Research
• Arbitration
• Legal Writing
• Litigation
• Corporate Law
• International Law
• Document Review
• Dispute Resolution
• Property Law
• Competition Law
• Corporate Governance
• Securities Regulation
• Consumer Law
• Contract Law