Abhhay Sharrma

Business Analyst @BMO

Toronto, ON, CA

Conduct in-depth credit risk analysis by reviewing corporate financial statements, cash flowprojections, and industry data to assess loan eligibility and structure tailored credit solutions. Support deal origination by preparing client pitch materials, credit memorandums, and participatingin loan structuring discussions with Relationship Managers. Monitor and manage existing credit portfolios through periodic reviews, identifying early warningsignals and executing mitigation strategies to reduce exposure. Perform comprehensive due diligence on borrowers including legal structure review, documentationvalidation, and sector-specific risk analysis. Build and maintain detailed financial models to assess borrower health and simulate various lendingscenarios for internal decision-making. Collaborate with internal stakeholders and front-office teams to maintain client relationships andidentify upsell opportunities within lending and treasury products. Prepare high-quality reports and presentations for senior leadership highlighting portfolioperformance, emerging risks, and business development opportunities. Utilize SQL for data extraction and cleansing across Oracle databases to validate inputs, map loan-related data, and support reporting accuracy. Participate in ongoing enhancement of data quality through mapping, validation, and reconciliationto ensure robust credit risk management and regulatory compliance.

Centennial College School of Business

Business Accounting and Finance