Abhey Sehgal
Sr Manager - Credit Risk Ops Excellence @American Express
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WORK HISTORY
Sr Manager - Credit Risk Ops Excellence @American Express
Toronto, ON, CA
Lead global operational risk management initiatives, overseeing control performance, analytics, and governance across multi-billion-dollar portfolios.Built and implemented a risk identification and control framework that strengthened governance and reduced audit findings.Partnered with senior leaders across finance, compliance, and legal to embed a proactive risk culture and enhance enterprise control effectiveness.Manage and mentor a high-performing team of risk managers and analysts, driving collaboration, development, and innovation.
EDUCATION
Kurukshetra University
Bachelor's Degree, Bachelors in Technology
Indiana University of Pennsylvania
Master of Business Administration (M.B.A.), Management Information Systems
SKILLS
ABOUT ABHEY SEHGAL
I’m a strategic Risk Management and Credit Analytics Leader with 12+ years of experience driving profitable portfolio growth, operational excellence, and data-driven decision-making across global financial institutions.At American Express, I’ve led large-scale credit risk and operational risk initiatives, managing portfolios exceeding $20B while achieving 8–10% annual growth and 3–4% loss reduction. I specialize in building robust risk frameworks, designing end-to-end credit strategies, and leading diverse, high-performing teams that align business growth with prudent risk governance.My approach blends analytical precision with strategic foresight — leveraging data, technology, and cross-functional collaboration to unlock long-term value. Whether it’s developing credit models, enhancing operational controls, or scaling new product risk strategies, I focus on outcomes that strengthen both resilience and profitability. Passionate about global risk transformation, fintech innovation, and fostering cultures where teams challenge the status quo and drive measurable impact.Core Focus Areas: Credit Risk Strategy | Portfolio Management | Operational Risk | Data Analytics | Risk Governance | Cross-Functional Leadership
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