Abhayjeet Pandey
Experienced Retail Banking professional- Credit Underwriting/Credit Risk Management/Due diligence/KYC/AML/Transction Monitoring/Credit Monitoring/Mortgage Operations/Disbursement Process
- Role
- Senior Analyst - Mortgages -retail Banking at NatWest Group
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Abhayjeet Pandey
Having spent almost 5 years in retail banking, I have developed a strong foundation in credit principles and lending services. My passion lies in understanding and mitigating risk, and I am now looking to take the next step in my career as a Credit Manager. I am keen to contribute my skills to a forward-thinking institution and deepen my knowledge of credit and risk management systems.
Experience
Senior Analyst - Mortgages -retail Banking
Dec 2021 — Present · Gurugram, IN
Managing a high-volume pipeline of complex mortgage applications, consistently exceeding monthly production goals by 15 % while maintaining a low error rate less than 0.5%.*Spearheaded a process improvement initiative nto streamline the underwriting workflow.*Identified and mitigated high risk lending scenarios through meticulous analysis of financial statements,credit reports and property appraisals.*Mentoring and training a team of fresh analysts, providing guidance on complex cases and best practices,which improved overall team quality.* Managing the end to end mortgage disbursement process ensuring timely and accurate funding for all approved applications.*Performing due diligence and ongoing transaction monitering to ensure bank account conduct aligns with regulatory and internal compliance standards.*Consistently meet or exceed Turnaround Times (TATs) and Service Level Agreements (SLAs) by applying a \"Right First Time\"(RFT) approach to all underwriting and disbursement processes.*Contributed to a process migration team and led training initiatives for process automation and digital transformation projects, ensuring smooth transitions and high user adoption of new systems.
Education
Ranchi University, Ranchi
Bachelor of Business Administraion, Fainace & Portfolio Management
2017 — 2020
Gossner College, Ranchi
Intermediate , Mathematics and Computer Science
Institute of Management Technology, Ghaziabad
Post Graduate Diploma in Management, Business Analytics & Fainace
DAV Public School Jhumri Telaiya
Matriculation , Mathematics and Science
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.