Aarya Joshi

RBL Bank - Sr. Manager - Retail Credit Policy Manager || MBA Finance - NMIMS 2024 || Bachelor of Commerce || Ex- LenDenClub || Ex-Edelweiss|| FinTech & Share Market Enthusiast || Anchor || Stand Up Comedian - ex BCG

Role
Senior Manager - Retail Credit Policy Manager at RBL Bank
Location
Mumbai, MH, IN
LinkedIn followers
500 followers

About Aarya Joshi

Senior Manager @ RBL Bank, Retail Credit - Policy ManagerCredit & Risk II Fintech II MBA Finance from NMIMS, Navi Mumbai, Batch of 2024 II Bachelor Of Commerce - CGPA 8.85 with an \"O\" grade in 4/6 subjects II Equity Trader & Investor II Ex-Treasurer- Senior Placements Committee II I\'m a person associated to the stage for quite a long time, eventually very good at expressing my thoughts and views about literally anything and everything! My accomplishments might help you know what I am actually capable of!

Experience

  1. Senior Manager - Retail Credit Policy Manager

    RBL Bank

    May 2025 — Present · Mumbai, IN

    Handling Policies, Portfolio & Delinquency Monitoring, Risk thresholds, Early Warnings Signs(EWS), Collection Feedbacks with Early Delinquent or Quick Mortality case of various products such as Prime LAP, Small Ticket LAP, Business Banking Group (BBG), Loan Against Gold Ornaments (LAGO), Unsecured Business Loan (BIL). • Preparation & regular maintenance as per policy changes of the Credit Appraisal Memo (CAM) being used PAN India for all locations for products LAP, Small LAP, Unsecured Business Loans• Co-lending policies management & amendments for NBFC partners associated with the Bank for products Loan Against Gold Ornaments (LAGO) & Prime Secured LAP• Validation of Business Rules Engine (BRE) in-line with the policy & relevant amendments in logics with maximum automation for eligibility calculation• Preparation of decks being presented regularly to senior stakeholders such as Chief Credit Officer, Managing Director, Executive Director, etc. • And a lot more!

Education

  • Narsee Monjee Institute of Management Studies (NMIMS) Navi Mumbai

    Master of Business Administration - MBA

  • Dr. S. Radhakrishnan Vidyalaya

    SSC

  • Nagindas Khandwala College

    Bachelor of Commerce - BCom, Business/Commerce, General

  • Nagindas Khandwala College

    HSC, Business/Commerce, General

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Aarya Joshi — Senior Manager - Retail Credit Policy Manager at RBL Bank in Mumbai, MH, IN | Unifers