Aarti Naik
Head - Payment Operations @德意志银行
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WORK HISTORY
Head - Payment Operations @德意志银行
Payments operations leader with expertise in managing large-scale payment ecosystems across UPI, NACH, and RTGS/ NEFT. Strong background in risk reduction,reconciliation, compliance, vendor goand payment optimization. Proven ability to build high-performing teams, manage bank and gateway partnerships, and deliver secure, scalable payment experiences aligned with local and global regulations.Expertise in: • Payment orchestration and routing strategies • Data-driven technology and risk management • Automation and AI-led operations • Vendor Governance and Service Delivery Management I thrive at the intersection of technology, operations, and regulation, driving payment systems that are both innovative and resilient.
EDUCATION
University of Mumbai
Bachelor's Degree, Business/Commerce, General
ABOUT AARTI NAIK
Experienced Risk Manager with a track record of leading in highly competitive and challenging projects across Corporate and Investment Banking. Skilled within Operations, Risk & Controls and Vendor Management for over 20 years. A proactive, dynamic and focused individual with a passion for delivery, perfection, change and people management.Passionate about team mentoring, coaching, promoting women and diversity at workplace. Actively involved in several employee engagement activities like ‘Women@Cash Management’, various cultural groups and ‘Learning & Development’ initiatives.
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