Aaron R.
Senior Credit Risk Manager @Virgin Media O2
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WORK HISTORY
Senior Credit Risk Manager @Virgin Media O2
Reading, GB
Lead a team of 9 Analysts & Managers across both Mobile and Fixed propositions. Responsibilities included:• Enhancing affordability assessments to improve customer outcomes• Optimising credit policy to support commercial aims• Improving and implementing credit models to boost customer acceptance• Driving forward insight through state-of-the-art Tableau reporting dashboards• Collaborating closely with Data teams to enhance analytics capability• Ensuring the delivery of large corporate projects and initiatives
EDUCATION
Queen Mary University of London
Mathematics, Mathematics
ABOUT AARON R.
A passionate senior risk manager who has built up his skills over 13 years, with a broad range of experience across various consumer lending products, including motor, unsecured, retail finance and telco.Experience includes:• Optimising risk:reward at new business through credit models and policy• Creating robust and innovative affordability assessments to ensure sustainable lending• Formulating data-driven insight, monitoring and analytics to inform the business• Limit management for on-book accounts• Working closely with Product/Sales teams, Data, IFRS9, Finance, Compliance, Modelling and SystemsAll views held and expressed are solely my own.
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