Aarohi Sah
Assistant Manager at HDFC Bank | Ex-IIFL | Indian Law Society’s Law College, Pune | Home loans- Title Search & Disbursement Hub
- Role
- Assistant Manager at HDFC Bank
- Location
- Jalgaon, MH, IN
- LinkedIn followers
- 500 followers
About Aarohi Sah
Detail-oriented and ambitious legal professional with extensive experience in retail…
Experience
Assistant Manager
Jan 2024 — Present · Jalgaon, IN
Responsible for thorough legal appraisal and due diligence of title documents related to individual retail loans, ensuring clear ownership and absence of encumbrances before approving the legality of property mortgages, thereby mitigating legal risks (Appraised more than 90+ cases per month in past 1 year)• Systematically review and validate a wide range of title documents including sale deeds, mortgage deeds, power of attorney, Relinquishment Deeds, and loan agreements, while advising clients on their statutory rights, title validity, and legal implications of acquiring residential properties under the Transfer of Property Act.• Responsible for managing and coordinating partial payment disbursements in builder purchase and self-construction projects, ensuring alignment with builders’ demands and site progress.• Responsible for calculating the customer’s own contribution payable to the builder, based on the total agreement cost, payment clauses in title document, and the builder\'s demand schedule.• Identifying shortfalls in own contribution paid against the total required amount as per agreement, and following up with sales team and customers for timely payments.• Collaborate with credit, technical and business team to make legal processes smoother and speed up loan disbursement process• Handled legal and technical queries affecting disbursement eligibility, such as issues with property titles, incomplete legal documentation, and coordinated with internal legal and technical teams to expedite resolution• Conduct training sessions for the sales team to enhance understanding of updated loan policies, legal documentation requirements, and disbursement processes, identifying and addressing potential legal obstacles during loan file processing thereby improving documentation accuracy, and reducing delays in the disbursement process.
Education
Dharampeth M.P. Deo Memorial Science College
12th Standard (HSC)
2014 — 2016
St. Xavier's High School
10th Standard (SSC) CBSE
ILS Law College
BA.LLB
2016 — 2021
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